Documents Required for a Two-Wheeler Loan With Bajaj Auto Credit

Planning to apply for a two-wheeler loan with Bajaj Auto Credit Limited? Understanding the documents you need is crucial before you start the process. This article will walk you through the essential paperwork required for your loan application. Whether it’s your identification proof, income documents, or address verification, we’ve got you covered. Stay tuned to ensure a smooth and hassle-free loan process with Bajaj Auto Credit.

Bajaj Auto Credit Two Wheeler Loan Documents Required

The following are necessary general documents required by Bajaj Auto Credit Limited for a two-wheeler loan:

  • Passport

  • Driving License

  • Voter’s Identity Card

  • Aadhaar Card

  • Job Card issued by NREGA

  • Letter issued by the National Population Register

Deemed to be Officially Valid Documents (DOVD):

The documents listed below are considered valid for obtaining a two-wheeler loan:

  • Utility Bill: Electricity, telephone, post-paid mobile phone, piped gas, or water bill.

  • Property or Municipal Tax Receipt.

  • Pension or Family Pension Payment.

  • Letter of Allotment of Accommodation: Issued by employers like State or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions, and listed companies. Also, leave and license agreements with such employers allotting official accommodation.

Note: The Utility bill must be in the customer’s name and no older than 60 days.

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Additional Documents for Salaried Persons

Salaried people must carry significant documents to ensure a hassle-free two-wheeler loan at Bajaj Auto Credit Limited. Here are the essentials:

  • Employment or Offer Letter: This letter confirms your employment and provides information on your job, such as your position, salary, and period of employment.

  • Last Salary Slips (Within 45 Days): Your recent payslips, usually relating the last one to three months, make your regular earnings credible. These documents provide information regarding your income, deductions, and allowances.

  • Last Six Months Bank Statements and Latest Form 16: The bank statements for the previous six months display the entire financial history, including salary credits, expenses, and savings. Moreover, an updated Form 16 from your employer states your income and the deductions you have made for the financial year.

Documents for Self-employed

Self-employed individuals may be required to submit more documents than salaried persons. Here is what you’ll need: 

  • Last three years income tax returns: Proving your income for the past three years shows lenders your ability to pay back loans.

  • Last six months bank statements: Statements of account for the past six months are used to assess your financial transactions and cash flow. It is easy to estimate the financial health of the client.

  • Sales tax returns: Sales tax returns contain information about sales transactions and revenue produced. It helps determine your financial performance in more detail.

  • TDS Certificate: A Tax Deducted at Source (TDS) certificate indicates tax deductions from a client or employer, confirming your income source. 

  • Company details: Providing the necessary business information, such as your registration certificates, address proof, and other verifying documents, helps lenders confirm the authenticity of your enterprise.

Get a Two-wheeler Loan at Bajaj Auto Credit


Above is a list of Bajaj Auto Credit two-wheeler loan documents required. At Bajaj Auto Credit, getting a two-wheeler loan is easy and quick. You can get your dream bike or scooter and pay the amount using manageable EMIs. Simply meet the loan’s eligibility criteria and submit the documents to bring home your dream vehicle today!